Rental guides
Rental with no deposit: advantages, costs and when it's worth it
Zero deposit means you only pay the monthly fee: here's how the instalment changes, what to check in the quote and who the right choice is for.
Long-term rental without a deposit lets you collect the vehicle by paying only the monthly fee. It is one of the most sought-after options, especially for those who do not want to tie up their cash flow.
How the monthly fee changes
The deposit does not disappear: the portion of the cost you would have paid upfront is spread across the monthly instalments. The monthly fee without a deposit is therefore higher than that of the same offer with a deposit. To compare them correctly, look at the total cost: monthly fee multiplied by the number of months, plus any deposit.
What to check in the quote
- Security deposit: some companies ask for it even with zero deposit. It is refunded at the end of the contract.
- Initial costs: registration and delivery are usually included, but it is worth confirming.
- Included services: for the same monthly fee, an offer with kasko and a replacement vehicle is worth more than one without.
Who it suits
- For companies and VAT-registered businesses that prefer to invest their cash flow in the business.
- For private individuals who want a single, predictable monthly expense.
- For those who need a vehicle at short notice and do not want to wait to build up an initial sum.
When to consider a small deposit
If the monthly fee without a deposit exceeds your monthly budget, even a small deposit can bring it back into the right range. In the RentalZone configurator you can try different combinations and see the effect straight away.
See the offers without a deposit or ask an advisor to compare the two options for you.
